Work, Save, and Spend wisely.

God doesn’t want us to worry about anything, for He cares for us and provides for those who work hard (Genesis 3:19, NIV). Hard work alone isn’t enough; it’s crucial to be organized and plan for the future. Planning for the future involves not only prayer but also practical organization.

As social beings, we can learn from other social creatures in the natural world. They not only work diligently but also organize and store reserves. Similarly, we should work hard and save for unforeseen circumstances and future needs. Preparing for the unknown is far better than living in worry (Genesis 41:36-37; 2 Chronicles 8:4, NIV).

Ants store their food in the summer to prepare for winter, and we, too, should be wise in our preparations. Who knows what tomorrow holds? Save for times when you may be unable to earn due to illness or old age.

Remember, no amount saved is too small. Don’t compare yourself to friends who save millions; instead, recognize that saving is a key component of financial wisdom. It’s not about how much you save, but how consistently you save that truly counts. Make it a rule not to spend all you have—this is true financial wisdom.

Do not boast in your wealth but in God. Save, but place your trust in Him, for He is the one who protects you and your savings (Luke 12:16-21, NIV). There is no savings account substantial enough to shield you from every trouble in this world. Regardless of how much you have saved, challenges can arise that could deplete them. It is God who ultimately protects us from such troubles.